I think you’re right, personally I would not go anywhere near that cryptocurrency anytime soon
My suggestion would be to just take a couple hundred bucks or even less and buy a little Bitcoin. Take a look at what Michael Saylor has to say about Bitcoin. He is the CEO of Microstrategy. Worst case you lose some chump change but the upside is tremendous. Crypto is almost certainly here to stay and we are still on the ground floor.
I’m not a financial advisor, I’m just giving my opinion.