Not saying it's wrong - it's just that we're about to go through the Medicare door and attempting to understand it better.
Part A makes sense, because there's not cost.
Possibly to avoid future jack penalty (delayed enrollment). Can’t see it either unless the private insurance may go down.
I paid for Medicare Part B because at the time I was not covered by private insurance. Since then, I obtained private insurance through my employer who I hope to work for the next 7 years. Whether that happens is not certain, but my best guess is that it will be based on my industry and the economy. As I understand, if I cancel Part B and my Prescription drug coverage, I will pay a penalty. I am not upset with the insurance I pay, although it is a lot, but why a $13 prescription is under review
I have both Medicare A & B. Once I went on Medicare, it became my primary provider. My Empire Plan then became secondary, so they always bill Medicare first, then submit to United Health Care through The Empire Plan. I’ve had Medicare since 2005, and it’s always been that way.