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High Cost But Useless Master's Degrees and Who's Offering Them: Students overpay for useless degrees and end up financially hobbled for life
Mish Talk ^ | 07/09/2021 | Mike Shedlock

Posted on 07/09/2021 8:24:00 AM PDT by SeekAndFind

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To: SeekAndFind

I remember from back in the day it was revealed that SMU’s art school had endowments greater than all the rest combined.

I’m cynical enough to wonder about how much of the arts actually needs anything beyond what some community college can provide for a relative pittance.


21 posted on 07/09/2021 8:40:04 AM PDT by Rurudyne (Standup Philosopher)
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To: HerrBlucher

22 posted on 07/09/2021 8:42:04 AM PDT by SeekAndFind
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To: Dr. Sivana

“So, it works for some people.”

Key word: talented

I had a roommate that was in law school after engineering degree.

He said law school was a walk in the park. Filled with a bunch of no-talent dummies with wealthy parents.


23 posted on 07/09/2021 8:43:06 AM PDT by TexasGator (UF)
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To: dfwgator

I’ve always wondered what ever happened to Benjamin and Elaine after they eloped....

Somebody should do a sequel.


24 posted on 07/09/2021 8:43:42 AM PDT by SeekAndFind
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To: SeekAndFind

“Financially Hobbled for Life,” AKA Slavery.


25 posted on 07/09/2021 8:44:14 AM PDT by Noumenon (The Second Amendment exists primarily to deal with those who just won't take no for an answer. KTF)
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To: RayChuang88

https://www.gse.upenn.edu/academics/programs/interdisciplinary-studies-human-development-masters


26 posted on 07/09/2021 8:45:21 AM PDT by riverdawg (Wells Fargo is my bank and I have no complaints.)
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To: Grampa Dave

RE: Any useless degrees, especially master’s degrees are Financially Hobbling for Life.

Hey, my daughter, who has a Bachelor’s Degree in International Business and Finance, Got a Master’s Degree in Business Analytics and Data Science at NYU ( partly paid for by the company that she worked for ). She currently works for a larger Big 4 firm with a six figure salary ( a $50,000 jump from her previous salary after graduation ).

It really depends on WHAT you major in.


27 posted on 07/09/2021 8:47:24 AM PDT by SeekAndFind
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To: SeekAndFind

Old aphorism:”Never blame the booster for what the sucker does”

If you are so damn dumb as to sign up for these academic rip offs you get what you deserve.


28 posted on 07/09/2021 8:47:58 AM PDT by Jimmy Valentine (DemocRATS - when they speak, they lie; when they are silent, they are stealing the American Dream)
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To: SeekAndFind

“Recent film program graduates of Columbia University who took out federal student loans had a median debt of $181,000.”

Here’s another plan:
1) At age 18 go to work for a strong and popular fast food organization such as McDonalds, ChickfilA, Panara Bread, or In and Out. Show up for work on time, perform well and in 6 months ask to go into the management training program.
2) As a trainee, live below your means, work hard, out perform your peers. Within 2 years you’ll be managing a store for a franchisee or the parent corporation.
3) Continue to save your money. Apply to buy a franchise. When offered one, do your homework, study the community and the location. Assess the potential for long term growth.
4) Assuming your due diligence checks out, pay cash for the franchise fee and borrow the money for the assets. Work your butt off for 3-5 years and pay off the debt while growing the business. Ask to buy another franchise.
5) Rinse and repeat. Continue living below your means and accumulating productive assets.

Over your working career you will earn money and accumulate more wealth than 99% of Columbia film graduates. The money you borrow, to buy physical assets (building, land, equipment) will produce real value, whereas for most the master’s degree from Columbia will produce nothing of value.

One of the wealthiest people I know, who happens to be an African American, went to work for McDonalds in high school at age 16. Today he owns 5 McDonalds franchises at age 55, has a wonderful family, and did it by having goals and working hard to achieve them. He does not have an Ivy League degree, nor did he incur debt from earning one. He is also better educated, and has more common sense, than most of the Ivy League grads I know.

Yes, one can still be successful in America, no matter the color of your skin, and without a college degree.


29 posted on 07/09/2021 8:49:17 AM PDT by Soul of the South (The past is gone and cannot be changed. Tomorrow can be a better day if we work on it.)
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To: SeekAndFind

I can’t imagine the marriage lasted long. Knowing your husband had an affair with your mother had to weigh heavily on young Elaine despite her attraction to Benjamin. Thanksgivings must have been brutal....


30 posted on 07/09/2021 8:52:00 AM PDT by HerrBlucher (Vaccinate this! )
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To: laweeks

‘My Masters Degree in Medieval Plumbing has yet to pay off.’

really...? what was your salary for the past fecal year...?


31 posted on 07/09/2021 8:52:04 AM PDT by IrishBrigade
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To: Soul of the South
Here’s another plan:

Two years of Community College, 2 years of state college. Take a job at a reputable company and most will pay for your masters degree.

32 posted on 07/09/2021 8:52:09 AM PDT by 1Old Pro (Let's make crime illegal again!)
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To: Starboard
The federal government. All that is needed to get a good paying, secure job is liberal political connections. No other qualifications necessary.

Wrong. You must be a privileged minority of some flavor - no others need apply.
33 posted on 07/09/2021 8:52:26 AM PDT by larrytown (No matter how much the cats fight there always seems to be plenty of kittens. - Abraham Lincoln)
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To: 1Old Pro; Soul of the South

RE: Take a job at a reputable company and most will pay for your masters degree.

You hit the nail on the head. See Post #27 above


34 posted on 07/09/2021 8:53:44 AM PDT by SeekAndFind
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To: SeekAndFind

By giving them a “Diploma” in nothing important they think they now have a brain as the Scarecrow did.


35 posted on 07/09/2021 8:54:06 AM PDT by Ruy Dias de Bivar ((Democrats have declared us to be THE OBSOLETE MAN in the Twilight Zone.))
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To: Tell It Right

“pick a good career”

Knowing what each of those purple dots in the debt compared to income chart would be a helpful means of career choice picking.


36 posted on 07/09/2021 8:59:51 AM PDT by Brian Griffin
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To: SeekAndFind

Make the university liable for unpaid student loans that were used at their institution.


37 posted on 07/09/2021 9:03:01 AM PDT by Tai_Chung
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To: SeekAndFind

An MBA from a high profile business college can pay off in different ways. If you are attending an in class school the contacts you make in an MBA program can be useful later on in your career. Professors encourage this form of networking.


38 posted on 07/09/2021 9:03:45 AM PDT by BluH2o
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To: SeekAndFind
Gee! I worked my way through medical school, cooked on a hot plate, slept on naked box springs, did without--never went into debt--also damn near starved as I put my wife through college and graduate school--and we're doing great today.

It's something called delayed gratification.

Those who borrowed, lived high on the hog, and struggled to pay off the debt afterward get no sympathy from me.

As I told my children: Going into debt is like taking the canoe out with the tide and coming back against it.

39 posted on 07/09/2021 9:04:21 AM PDT by Savage Beast (Western Civilisation is well worth fighting for! The wise and benevolent MUST win the fight!)
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To: SeekAndFind

It would be much cheaper to get a degree overseas. Many European colleges will let you finish in 3 years too.


40 posted on 07/09/2021 9:04:54 AM PDT by Tai_Chung
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