Our AC crapped out Saturday morning when we got back to Hayden. Our home warranty would not pay for their repair company to come out after hours!! What a useless warranty. What a crock that is.
The repair company they contract had exactly ONE condenser left on his truck and he stopped by around 7:30 pm to replace it. It was his NINTH call of the day. Those guys are worn to a frazzle. I paid out-of-pocket to have it repaired.
That exact scenario happened to my daughter a few days ago.
I have back-up window units out in the shed for that reason. When a hurricane shuts down the power for a week and it's 95 degrees at night...I have my trusty window unit cooling only the bedroom with my propane fueled generator. I've modified the window and AC so that it is an easy 'four bolt', wing nut installation. And, I have two AC units and two generators.
I did get a new furnace out of our home warranty but not after hours, true. Not getting much use the last couple weeks except for the blower, though!