I hope they do both. I wish I had an account with BOA so I could go down there and close it.
Tell you what you oughtta do:
Dress up real nice and go down to your local BOA, say that you want to open up a couple of big accounts.
Diddle with them for at least an hour... Have the branch manager come in to explain things to you. Make it apparent that you are accustomed to being given the V.I.P. treatment.
Mention your good friends in Davos. Occasionally whisper in German to a confederate whom you have brought along.
Then, near the end, ask if BOA would ever cooperate with the Feds and filter through their database containing info on millions of customers, in the hope of finding a couple who had, e.g., recently stayed at a hotel in D.C. or donated to the Trump campaign.
You know the rest...
Regards,