Yes, the question is the likelihood of a claim (absent law enforcement). Fire insurance depends on things like proximity of hydrants and whether your fire department is paid or volunteer; I’d think this poses similar risks.
BTW, in my non professional opinion, neither experience in law or as a LEO, I'd say if a private citizen is involved in a self defense incident, regardless of circumstances or the laws in ones state, will be involved in a process that requires legal advice. Which isn't free.