Posted on 10/08/2020 9:26:51 PM PDT by Secret Agent Man
Good advice if you live in a leftist sh*thole. Otherwise, it’s not needed.
According to the Centers for Disease Control and Prevention, almost every major study on defensive gun use has found that Americans use their firearms defensively between 500,000 and 3 million times each year.
https://www.heritage.org/data-visualizations/firearms/defensive-gun-uses-in-the-us/
Indictments for defensive gun use are so rare that they make the front page of the screeching, garbage media.
Bkmk
I want the Obamacare version...the kind where I can sign up for the insurance AFTER I need it.
We live in Georgia that’s all the gun insurance we need.
Besides the ongoing riots in Seattle etc, just another reason to move out of that state.
We all choose where we live for various reasons, mine is family.
These policies, at least those I'm aware of, have fixed benefit levels both for legal fees and civil judgements. Like property or more comparable liability insurance. The companies liability isn't unlimited, and statistics of violent incidents exist. And yes, I'd presume if the current climate of left wing violence continues rates might go up. In the short term, the expanding base of potential customers might limit that.
Buying this insurance is banned in Washington state, the Governor/Insurance Commissioner call it ‘Murder Insurance’.
= = =
Can’t you still get on board with a lawyer ahead of time? Maybe some token retainer so he is the first you call?
Would help a little bit, but not for bail and lawyer fees, maybe.
Good advice, but check the policy before buying for anything about it not covering you during large disasters. I’ve seen it in a couple of the policies for the most popular self-defense insurance companies. I don’t remember the specific language used, but it mentioned something like civil unrest, civil war, collapse or other big disasters. Look for it, and you’ll find it.
It should cover you well outside of any such events, though, and that would be very helpful. Still good advice.
Yes, the question is the likelihood of a claim (absent law enforcement). Fire insurance depends on things like proximity of hydrants and whether your fire department is paid or volunteer; I’d think this poses similar risks.
BTW, in my non professional opinion, neither experience in law or as a LEO, I'd say if a private citizen is involved in a self defense incident, regardless of circumstances or the laws in ones state, will be involved in a process that requires legal advice. Which isn't free.
I've seen that suggested, though in the context of having a competent attorney who considers you a client by virtue of an appointment, at a fee, to discuss the situation should you be involved in an incident. However that doesn't cover his fee, which won't be an hour every 6 or 12 months, should a problem arise. Does give you someone to call who will respond though. If you travel a lot, that could be a consideration.
Some groups may offer that defense, while some individuals may take it pro bono for the publicity.
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