I used those provisions. In fact hr block software actually calculated my refund for me and correctly. It wasn’t millions but I still got back a good chunk of change using that very provision.
I have since moved to Tennessee. No income tax, but there is a pretty good sales tax in just about everything. Everyone pays it without exemption. So it is probably more fair across the board. Buy more you pay more taxes.
....why are these legal provisions in these tax laws called “loopholes”....?? there is a difference between tax AVOIDANCE and tax EVASION.... you would have to be crazy not to take advantage of whatever legal provisions exist to avoid paying taxes...the H&R Block software that you reference certainly would not be considered as taking advantage of “loopholes” which has a very negative meaning to most uninformed Americans (which is probably MOST Americans...)