I wonder what my 172N Penn Yan Superhawk with Garmin Stack and Full Autopilot is worth now?? I only paid 45k for it before the avionics upgrade, I have it insured for 100K, but I will NEVER sell it, my wife will after I die.
It sounds like you have it insured about right. I remember when the “N” model was selling for 45k. I almost bought one but settled on an RG.