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[Nope. Insurance does not cover it until I accumulate $7,500 in expenses. I pay for my own insurance and it costs me about $24,000 a year for the two of us. It is only worth anything for a catastrophic event.]

You’ll want to check with your health plan, but I believe Congress passed mandatory coverage for coronavirus testing:

https://www.healthinsurance.org/obamacare/state-and-federal-efforts-to-improve-access-to-covid-19-testing-treatment/#test
[The Families First Coronavirus Response Act (H.R.6201), signed into law on March 17, requires nearly all health plans – including Medicare and Medicaid – to pay for COVID-19 testing, including the lab fees and the fees associated with the doctor’s office, urgent care clinic, or emergency room where the test is administered. For the duration of the COVID-19 emergency period, health plans cannot impose any cost-sharing or prior authorization requirements for COVID-19 testing.

Numerous states had already implemented similar regulations, but states can only regulate fully insured health plans. The federal government had to step in to require self-insured plans to fully cover COVID-19 testing, and to address the issue in the states that hadn’t taken action on their own.

H.R.6201 does not apply to short-term health plans, healthcare sharing ministry plans, or other health plans that aren’t considered minimum essential coverage. But Washington state’s COVID-19 testing requirements (which have been extended through July 3) do apply to short-term health plans, requiring them to cover testing with no cost-sharing, just like other health plans (North Dakota’s bulletin also applies to short-term plans, but it asks, rather than requires, insurers to waive cost-sharing for COVID-19 testing).

Washington state has also expanded the no-cost testing guidelines to include tests for influenza, RSV, norovirus, and other coronaviruses, as long as they’re billed in conjunction with a diagnosis code related to COVID-19. Wyoming is also requiring health insurers to waive the cost of diagnostic testing for influenza and RSV. New Mexico is also requiring insurers to waive cost sharing for influenza and pneumonia texting (and treatment, as described below).]