I do. Get a useless college degree and whine for 20 years about being in debt.
I have diverted four of them from that fate. They are working as a welder, electrician, Mechanical engineer and a logistics expert. They are all happy, stable and still making well over $80k per year.
Life is about choosing, choose wisely.
We start saving for college as soon as our children are born. When children are in school the teachers are encouraging them to go to college. Teachers went to school as children, then went to college after graduating high school. After graduating from college they go right back to school to work as teachers. They have never known anything but the school environment.
That's exactly it.
And in addition, when times are good, sock away the money for when times are bad.
We are a million times lucky and blessed to be even born in the first place. Two million times if we are mostly healthy.
We are 10 times again lucky to be born NOT in a sh*thole country or a commie country that appears not to be a sh*thole but is a spiritually sh*thole country.
Millennials in the US today have it better than 99% of the world. They have it better than 99% of people born only a few decades ago in terms of standard of living.
I am no doubt blessed, but also no doubt are millennials. They should focus on THAT, and have gratitude, and start being SMART about their future, rather than whining when life didn't go as they expected, as if their expectations are a moral claim on God's will.
They were not doomed to this. They chose a risky path whether out of ignorance or being misled or sheer entitlement. Their parents share the blame in many cases, but even with that, they are still lucky and blessed in almost all cases.
I say that not to tool on them ... but if they ADOPTED that outlook, then they could work themselves out of their self centered and self generated, self imposed misery. I hope they can become strong and successful, and eventually turn these financial downturns into revised life strategies and spiritual growth.
But if they want freedom and happiness, they've got to earn it and figure it out. Nothing has stopped them from that but themselves and their own choices - and erroneous expectations.