[Jim W N]

Let the judge pay for it out of his own pocket.

No reason or accountability.

This decision is probably unconstitutional and thus illegal. The feds have no constitutional authority to get involved in things like student debt. Decisions like this are excuses for the Left to raise taxes.

[Vigilanteman]

Until 1976, the bankruptcy law made no distinction between student loan debt and other kinds. In that year, however, Congress amended the law so as to mostly exclude student loan debts from bankruptcy, even though the level of college debt was vastly lower than it is today. On average, college cost only around $2,300 per year back then, but Congress saw fit to eliminate the temptation for graduates to file for bankruptcy to wipe out even the low amounts of debt that students were accumulating.

Back in 1976, the reasoning was a car or house or other material possession beyond a certain exemption level could be repossessed to pay toward the debt, but knowledge could not.

In those years, most colleges actually taught useful marketable skills and tuitions were reasonable making loan repayments not so burdensome.

Both of my parents were on a university faculty at the time and made less than unionized high school faculty in the same town. The state university in question had very reasonable tuition and the state played a key role in student lending. They did such things as limiting loan amounts for fluff degrees and professional students. As a result, the default rate on their loans was near zero.

All of this changed when Fedzilla took over and started passing out easy money. Fluff degrees sprouted like mushrooms in a manure pile in spring as did skyrocketing tuitions and special professors (like Elizabeth Warren) who were paid mid six figure salaries for teaching one class.

The whole rotten system needs to be overhauled or rebuilt from the ground up on either the private lender model used by Hillsdale College or the state model which I just described used by the State of North Dakota. This was established back when it was one of the poorest states in the union.

[CIB-173RDABN]

The feds have no constitutional authority to get involved in things like student debt.
—
Congress wrote the law.

The courts can determine if the law is constitutional or not.

Allowing some debt to be discharged by bankruptcy but not allowing other could be considered as discriminatory or not treating all citizens as equal.

Not a lawyer, just an opinion and as always I could be wrong.

[lepton]

How exactly would one go about repossessing a college education?