I know this post will not be viewed positively by most here, but here goes...
SS was never a retirement account.
It was always a welfare program.
And I receive SS.
Given the “opportunity” to join SS when it started my grand father said it was socialism and he said no. He is gone long ago but he always said he came here to get away from the socialists and fascists which he considered the dems and specifically rosevelt to be.
And I want every penny until I die.
If social security funds (created by taxes on workers) had invested the earnings properly, we’d be getting a lot more return on our bucks.
It was one of the few programs that was NOT welfare.
Here's another unpopular position. I've thought means testing is the least that could be done to try to save SS for those who desperately need it. Dangerous move, true, but SS will be bancrupt unless something drastic happens.
It was a welfare account for the first recipients who hadn’t contributed
It’s subsequently become a “retirement account” since it’s been politicized to the point of impending insolvency
We’ve known this since at least the 1960s
If you felt that way, why did you apply???
In all honesty it was meant to care for widows and orphans, very few would live to be old enough to collect. The average life expectancy in 1933 was 65 years.