Ok misread what you wrote.
My wife and I currently pay $1540 for both us per month for a $7000 deductible each policy. We are in our late 50’s.
We looked at what the premiums will be when we are 62-64.
$2600-2800 per month for both of us. Insane. We can afford it but most can’t.
Is that policy through Obamacare? Is the insurance company subsidizing those who do “as needed” enrollment?