Boat maintenance is a significant expense as well as docking and mooring fees. Boat life isn’t as cheap as a lot of people think it is.
I'm glad we did this when we were young. The thought of going back to that way of life now (late 60's) isn't appealing anymore. Now, if we want to see the islands, we can hop on a cruise ship or fly to the Bahamas and stay at an inn. It really IS cheaper to do that than having a boat full time that you may only go out on a few weekends or months at a time.