[Lurkinanloomin]

What they were insuring against was the exposure of the Kenyanesian Usurpation and its myriad crimes.

[who_would_fardels_bear]

Insurance, as most other industries, has become bastardized, abused, and turned into its exact opposite.

Rather than enabling people to engage in reasonable yet risky and potentially beneficial behavior, it has now become an excuse for us to only engage in the most predictable and non-creative behavior.