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For what it's worth, here's what Equifax sent me today. There are some good tips in it. I got their "TrustedID" service for free for a while for their huge security breach last year.

What is 3-Bureau Credit File Monitoring?
Your TrustedID Premier subscription provides 3-Bureau Credit Monitoring. This means we are monitoring your Equifax®, Experian® and TransUnion® credit reports for key changes, such as new accounts, inquiries, address changes and more.

What are Credit Monitoring Alerts?
As part of your TrustedID Premier product, we'll alert you of certain changes to your credit report. Changes that result in an alert include new accounts opened in your name, inquiries resulting from a company requesting a copy of your credit report, address change, bankruptcies and other public records, and some changes to current accounts.

Why are Credit Monitoring Alerts so important?
We keep you up-to-date so you don't have to keep reviewing your credit reports. If you've recently applied for a loan or credit card, you'll receive an alert and know that it is legitimate. On the flip side, if your alert shows something you don't recognize, you can act quickly to address it.

What should I do if I get an alert I am suspicious about?
If you find something suspicious within an alert, we recommend you take the following actions as soon as possible:

Call the company with the suspicious activity.
Make sure you have locked your Equifax credit report by logging in to your TrustedID Premier account. Your credit report lock status and the option to lock will be available on the first screen. You can also freeze your Equifax credit report, if you prefer that method.
Consider placing a Security Freeze on your Experian® and TransUnion® credit reports by calling Experian at 1-888-397-3742; and TransUnion at 1-888-909-8872. You'll need to supply your name, address, date of birth, Social Security number and other personal information. Fees vary based on where you live, but commonly range from $5 to $10.
Consider requesting a Fraud Alert. A fraud alert is a notice added to your credit report that alerts creditors that you may be a victim of fraud, including identity theft, and encourages creditors to take steps to verify your identity before establishing any new credit accounts in your name. If you request a fraud alert with one major credit bureau, the other two will be notified to do the same.