An open, across states marketplace is a good idea.
People buying their own insurance, when not having employer insurance is what it used to be.
That’s the way it’s been explained to me, by my mother and she was the one that took care of such things back in the day. She was also an office manager for a small town doctor for close to 30 years. She watched the whole system go to the toilet. One of the things she was pretty adamant about, was that the downward spiral started during the Clinton presidency. When crony capitalism seemed to go into overdrive.
What kills me the most about healthcare is, that businesses can deduct the expense of providing healthcare(great tax deduction for the business), but the individual cannot, unless it hits a certain monetary threshold(if I’m not mistaken). And again, if I’m not mistaken, that rule was pushed by the Dem’s and none other than Pelosi.