You bring up an interesting point. The blame has been Obama Care when in fact the problem may be state regulations for killing competition, or a combination of both.
That’s why Obamacare was “needed” in the first place: because absurd regulations either _caused_ prices to rise (ex.: tort liability), or _allowed_ prices to rise (ex.: prohibition on interstate commerce) by partial monopolies. Instead of fixing the problems, which would have led to solutions for the uninsured (like catastrophic coverage), the problems were left in place and the problem “solved” by basically banning not being insured.
Despite Obamacare, numerous alternate solutions are popping up - like flat-rate doctor services, religious-exemption self-insurance via an organization, etc. Many of these could succeed if only they could reach critical mass by including inter-state coverage.