**Reminds me of Enron.***
One of my co-workers had family who worked for Enron. He said the their company stock and pension were worth $300,000! ONE YEAR later, it was worth $3000.
TAKE THE LUMP SUM AND RUN while they still have the money on hand!
My point was some secretary making $65,000 a year and putting 5% into her 401K or stock for 20 years means she put in $65,000. At one time it might have been “worth” $300,000. When it crashed she lost what she had put in - $65,000. She did NOT lose $300,000.
I used to work with a guy who’d say “Well, I lost money today. The stock market went up and I don’t have any stock.”