HSA right now have to be spent each calendar year. He is for allowing them to accumulate and be part of your estate.
I think you're confusing that with an FSA, Flexible Spending Account. FSAs are only good for the year and if you don't spend the money in it then you lose it. For HSAs you can roll money over to the next year. FSAs are also not transferable. HSAs can follow you from job to job.
I have an FSA because I have a low deductible insurance plan through my work. You can only have an HSA if you have a high-deductible insurance plan. My company does not offer an HSA because it does not offer a high-deductible option on any of the three health plans we have to choose from.
HSA right now have to be spent each calendar year. He is for allowing them to accumulate and be part of your estate.
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That is not accurate.
FSAs, Flexible Spending Accounts cannot carry over.
HSA’s can and do.