Exactly. Save for an extreme few, there are no poor in America. (And yes let’s help - voluntarily - those very few.) Anyone making more than the world median income, about $2/day, is not poor. Libraries provide near endless knowledge for free, computers included. From that you can learn anything, and become anything, you truly want to be (and by “want” I mean you actually are acting to achieve it). Love is free to give and cherish.
The problem isn’t money and stuff, it’s giving a dang enough to care for your own and show them how to survive on whatever they’re given, however little.
I have said for many years now that what the “under privileged” need more than charity is a good “Jewish mother”.
By that I mean someone to push them to achieve and never accept the excuse “I can’t do it’ or ‘I don’t care”.
The reason much more often than not that someone is living in poverty is that they never tried to get out.