My $.02. Cardinal Bergoglio is NOT the Pope. Benedict XVI is the Pope and will remain the Pope so long as he's got a pulse. God decides who's Pope and who's not. The College of Cardinals is merely the instrument the Holy Spirit uses to express His Holy Will on the issue. But no Pope, once invested, nor any other human being of human institution, has any right whatsoever to appoint another man Pope while the current Pope is still alive. After all, the Pope is symbolically father. A man might retire from his working career, but he can never retire from being a father to his children - at least not until he's dead.
I dearly love Pope Benedict XVI. I just wish that he had followed the great example of the St. John Paul II who stayed on even in his dotage. He understood that he was our earthly spiritual father to the end of his life and that we needed him as a focal point of our earthly, filial devotion as Christians even when he couldn't speak.
Cardinal Bergoglio is not the Pope, IMHO. His questionable actions would seem to lend itself to that interpretation.