Since we are not participating in the Obamacare scam due to cost and only one income, we are effectively uninsured. So... we enrolled in an rx savers plan at our local grocery store pharmacy which saves us big bucks, and pay cash at the same dr. we’ve been going to for 20 years... $58 for a regular office visit.... Beats the hell out of $700+/mo in insurance premiums with $6000+ deductibles. If the worst happens, the hospital will just have to work out a payment plan with us.
sounds good but you will have to pay a 2.5% ‘tax’.
re the worst, you should probably consider a catastrophic policy, about $50/m, for major injury/sickness