Cool your jets.
I don’t care much for that “you sound like a democrat” shrill nonsense merely for pointing out the obvious.
I have not had a paycheck for more than a decade because I *am* a small business owner. But even business owners hire workers. Not 100% of the populus is cut out to run their own show. And ALL of us, business owners and salarymen alike, owe it to ourselves, our children, and our society to save for that rainy day.
oh, light bulb going on, it means no savings?
well, I never got that