He’s not fear mongering. He’s saying that since there is no longer an asset test, BUT there is still the mandate to recover costs, AND since all kinds of new people will be enrolling - the new enrollees may not know it, but it is possible ALL subsidies and cost under the ACA may be recoverable by asset sale after death.
IF that’s true, whoa Nellie.
This doesn’t pertain to the exchange subsidies. Only Medicaid.
And of course the government is warning people of this before they apply/s