I think the “no plan” was in fact the plan.
I know the system appears to only justify paying unqualified workers about $30k/yr salaries,..about 21,000 of them in CA alone as “Navigators”.
My impression is they are paid about $68/signup and are essentially telemarketers and seminar organizers handing out leaflets and flyers redirecting you to insurance providers.
Every Obamacare website I find can’t tell me what it does other than how it is a wonderful system that saves everybody money,...but no details other than to contact a Navigator who isn’t required to know anything about healthcare or the insurance industry.
Seems like a payback to black lower income wage earners as a token salaried job.