I am hopeful that since I will pay full group rates they will continue to keep us in their plan and not drop us as other companies have.
I think the challenge for large companies that “self-insure” their employees and retirees, will be two fold.
First will be dealing with the potential of rising costs to deliver care. This is an unknown.
Second, will be their ability to grow and attract new/younger employees.
Depending on the size of the company and how geographically spread out they are, they may find it substantially more cost effective to use a network of “Private Doctors”.