I believe the reason there are no criminal charges is that there was no “guilty mind.” She will have a solid civil case and perhaps Ohio needs to tighten up its laws. What is posted above about Florida is a good start. And maybe establishing some sort of negligence crime.
The bank representative committed a burglary. Pure and simple.
No, the "reason" there are no criminal charges is that the powers that be told the Police Chief to stand down.
He has a criminal record (no I am not kidding) and he owes a lot of money to many people in the area (including me) I would wager he is into the FNB for a sizable amount also.
He got the job because our former Chief was told if he went away quietly they wouldn't bring charges against him for dealing and possession. This happened about the same time city water workers were caught giving free water to customers who would supply them with Oxy and Percs.
Its tangled mess here and its a safe bet the mayor and the chief of police were told by the bank to back off being the city is treading water financially and there is talk that accounts at the bank don't have the proper amounts of cash in them. (there have been several audits and each time we get a new auditor and the key people in the government end up "retiring" early.)