Yep, “no cost to you” ... I remember the unstated subtitle was “We’ll bill your grandchildren for it”.
I don’t think the grandkids are going to be too happy when the bill for all this crap comes due. When they find out that 75% of their income (whether tax, inflation or whatnot) goes to service the debt, I wonder if eating or keeping Granpa alive at the home until he is 110 is going to seem like the most pressing problem