Where do you get interest rates of 5% on savings? Bernanke and his WS pals and his puppets in Congress and WH are forcing those Americans that have lived responsibly, without debt, to pay the price for the irresponsibility and corruption of the greed of the NY bankster thieves and others that thrive on the desire to enhance usury.
We peons do not, but those with significant sums to invest can negotiate for much better rates than the take-it-or-leave-it inflation rape offered to the little guy. Really the only way to fight this is for millions of us to yank all our money out of the banks and force them to offer better rates.