A good moral here is that you never know if you’re getting a good “deal” on your insurance until it comes time to make a claim.
Good point.....I've been with the same company (Safeco) for twenty years. Made only one claim when some clown opened his car door right in front of my car.
I was found to be 0% to blame - Safeco even got my deductible back.
That was about ten years ago so I've been loyal to them ever since. But now they want to raise my premium by 35%. Been told they can't do that. I am investigating.