[EasySt]

"There is no politician who has the courage to do the necessary..."

Well, actually, there is one... He's been telling us for decades... Probably too late now...

[albie]

You must be your own central bank because the system is broken.”

...gulp. Looks like cashing in the savings and keeping a minimum in checking is a good plan. Keep the cash in a safe or in the back yard, just like grandpa.