Your income is government guaranteed.
Some of us, admittedly fewer and fewer, don’t have that kind of sterling credit.
Government=Well Fargo=Government=Wells Fargo=Government.
I guaranteed that my government income is guaranteed! Hard work, started at very bottom. Paid my bills because that’s what I was raised to do, never over-extend.
Good rule for life...read “The richest man in Babylon”. I gave my son a copy when he graduated from school.
Good luck.