Blame it on the Government that made the banks make those bad loans.
Blame it on Barney Frank, he bears the greatest guilt, and what did it cost him? Nothing.
Barney Frank should get the first bucket of tar spread.
You are right. I blame it on all the corrupt characters involved - top to bottom. It was the banks with the legal responsibility. Politicans are just free agent walking, talking hazards to human health and happiness.