If you have physical gold store it in your safe and keep your safe cemented into the floor somewhere.
Don’t put all your eggs in one basket.
“Which is great until a home invader has a gun against a loved-ones head”
You know what we call a home invader? Target practice. If you are not capable of protecting your gold then you probably should just bury it in a PVC tube in the backyard and plant a rose bush over it.