[montanajoe]

Obviously you have been fortunate enough to have never had a major illness of accident. Insurance companies exist to benefit their shareholders not their policyholders. I had a major claim and I was laughed at by the claims representatives when I made your exact arguments..

[BykrBayb]

Obviously you have been fortunate enough to have never had a major illness of accident.

Obviously. If I had, then of course I would agree that the insurance company should have turned down my claim and had me euthanized.