Total BS! Whats BS? The comments in the article or what I said? Son, you got to narrow your focus a little more with me.
But I could have saved you 5k. You have documentation on your payments? Send a copy to which you made your payments to. Now I wont tell you that there wont be some time, teeth grinding frustration, and copy machineplus postage expenditures. You would get a lot of back and forth, maybe a letter saying things that would scare a rooster out of his socks but you got your documentation so dont let them see you sweat. And should you find yourself standing before the man like you did, represent yourself and show his or her honor your documentation; payments made and said bank received, a log of who you spoke to, the time you spent, postageincluding that final certified letter showing your paid documentation and said letter received or not. If you just answer the honorables questions and not use their courtroom as a platformbe respectful in dress and a little humble in attitude, in the climate we are in right now in our country, I would pay good money to sit in the gallery on this one.
Im going to give you some two edged wisdom here: when you appear before a judge with an advocate, the judge sees the advocate. Dont misunderstand me, a gifted advocate is worth their weight in gold and Im not about taking anything off their table. But this is a very uncomplicated situation; you paid and the lender said you did not and the lender has entered their claim in suit (hopefully, the court is convenient to you).
Now a necessary or unnecessary irritation of our complex society is you will most likely have to produce all this to your local credit bureau (now is somewhere between taxes and death).
Think about this, you have gone through this and you now know more than a lot of other people; knowledge and experience always make you stronger.
Taxtruth, I hear the mumblers out there and I will tell all that this is the United States of America and her charter, the Constitution, is standing strong (in relation to all things in our countryincluding the judicial). And the more stuff some folks stack on that bridge to the Constitution, making the path more complicated and perilous that we just about need an advocate to lead us through to get to it, the Constitution is still there. And precious as she is there are a lot of folks who go over every inch of her 24/7 looking for a crack somewhere. And now days there are some who put her on like a latest fashion and berate our blessed country, bang hard working people on the head, frighten the innocent, and keep folks walking around on their knees.
I dont think our previous generations made the sacrifices they made so some whiney mumblers with agendas could walk in, lie and deceive folks into believing this is not the blessed and best place in our world in order to muddy the water, and then take what they dont even want.
I guess that’s about all. I need to put some things together for GilGil.
All the best,
forest153