Regarding the other stuff, it's why I like it simple. You can't guarantee things will go smoothly, but you can reduce the risk of screw ups. It's all about mitigating risk. I did learn to record transaction numbers though.
Speaking of insurance, I'm about to drop my health insurance and go with a $10,000 deductible package, btw.
I recently had to do that exact thing myself. My wife had a $5,000 deductible with Humana.
She minorly injured her eye at the Cincy convention center on a weekend.
Knowing that any hospital would probably make her wait for 8 to 10 hours to be seen we went to one of the Urgent Care clinics.
We saw folks without insurance treated for $50 for knife wounds etc.
Stupidly we told them we had insurance,
It eventually cost several thousand dollars for nothing, just to be safe, because she only has two eyes. What a joke.
Humana raised our rates after paying nothing to over $10,000.00 a year. Sooooo
I did Aetna $10,000.00 via the internet.
When I talked to my insurance broker, who had helplessly tried to deal with the Blue Cross fiasco and facilitated our change to Humana, she pretty much said “go for it”, “I can’t do anything for our clients in this business any longer”.
Kentucky is the most beautiful place on earth, glad you are here.