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To: Above My Pay Grade

Did you see the post on FR where an owner’s house was foreclosed on and there was NO MORTGAGE on the home???


20 posted on 10/13/2010 2:06:17 PM PDT by Fred (Suspend All Immigration Until Unemployment is Reduced to 5%)
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To: Fred
I've seen a story like that somewhere. No doubt things like that happen, but they are extremely rare.

The left wing media seems to be trying to spin the mortgage default crisis into a “evil, crooked banks are stealing homes from innocent homeowners, who have never missed a payment crisis”.

The banks have screwed up royally, first by making these loans and second with shoddy paperwork and the consequences could become even more devastating than they already are, both the banks and the housing market. However, in 99.999 of cases banks are NOT trying to snatch homes that they (or perhaps, technically, some other lender in the chain who didn't properly transfer title) are not entitled to foreclose on.

In over 99% of foreclosures, people are losing their homes because they did not pay the mortgage.

25 posted on 10/13/2010 2:28:28 PM PDT by Above My Pay Grade
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