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As long as I can stay out of government subsidies, I will. I am sixty now and I know a lot of people are opting to get into SS early. Thing is a lot of people are doing it now because of high unemployment and retirement being lost, etc. Again it has been said the system in insolvent. No matter what they are telling you it is the worker who is paying for all this not some secret trust fund. When I turn 62 , we may really be in the United Socialist Republic under Obama. It is coming sooner than some really realize. And if spending continues, it will only shorten the time span.

I forgot to add I am still working full time with no company health insurance policy. I do have a heart condition and pay meds out of my pocket and anything else. I have stalled the heart doctor from the 600 dollar echo test he wants to run. The meds work fine but he still wants to do it and when I see him in November I will see if I still see him or whatever.
Anyone with any common sense insight can see what is going on now with those in charge. I live with my mother whose income is only SS but she has a savings account not with a lot but has it. I help her with rent, utilities, groceries, etc. My trust in the higher and divine forces keeps my sanity because, as I have said, the prophecy of what is come is obvious.