[latina4dubya]

They did their part by loaning you money, do your part by paying it back.

but she doesn't have the money to pay it back at this time... so the question is, do they have the right to call employers, past employers and relatives?

[Niteranger68]

I understand she doesn't have the money. It's just grossly ironic that FReepers are giving advise on how to avoid creditors.