When I took early retirement I tried to get catastrophic. I was willing to pay 5,000. - 10,000. deductible, pay all doctors & prescriptions. No one would offer it to me. They all wanted to ring in something I was willing to forego. I believe the system would be better off if more would pay as they go. My cobra will be up in May so if you know just where I can get this type of catastrophic insurance I sure would appreciate it. My experience would lead me to believe it no longer exists.