[lady lawyer]

Thanks. I’ll look those over when I have time. But, I wonder, does Cato say whether the increased costs can be traced to the enhanced benefits required by the legislature, or to something else?

[trisham]

What enhanced benefits? Employers are being forced to increase co-pay and deductible amounts, up to double what they were last year. Because of the increased cost to employers, new hires are being sacrificed and raises are being postponed. That doesn't sound like success to me.