Posted on 10/28/2009 6:22:29 AM PDT by Patriot1259
Young adults are the nation’s largest group of uninsured — there were 13.2 million of them nationally in 2007, or 29%, according to the latest figures from the Commonwealth Fund, a nonprofit research group in New York. They borrow leftover prescription drugs from friends, attempt to self-diagnose ailments online, stretch their diabetes and asthma medicines for as long as possible and set their own broken bones. When emergencies strike, they rarely can afford the bills that follow.
(Excerpt) Read more at thecypresstimes.com ...
And isn’t it strange that these people who “can’t afford” to get their broken bones set (cough cough) somehow manage to own cars/trucks and keep them gassed and running, and also own more modern and expensive electronic devices than the rest of the demographic? And buy $100 sneakers and jeans?
Don't forget that if you are single and you have a typical job, even the most basic of health insurance is not that expensive. My guess is that these people are parasites who live with mommy and daddy and only work for beer money.
But I see nothing wrong with them being bankrupted by emergencies for which they did not prepare by having health insurance. That's the chance you take.
Gonna use an extra large can of BS spray on this one.
First of all ... SET THEIR OWN BROKEN BONES???? please. what’s next? perform their own tooth extractions and appendectomies????
REM: I do not work for a health insurance company.
Folks in this age group are actively marketed to by a broad range of COMPETING health insurance companies. Being ‘uncovered’ is a CHOICE these MOST of these young folks make.
A relatively healthy 23 YO male can get decent health coverage in the range of $50/mo. (ask my recently graduated son)
I bet their i-Phone and internet access plans and fast food budgets FAR exceed that.
*IF* you want health coverage MOST ALL young people who have an income can get coverage.
Under Zero, we have 50% unemployment in the 18 - 25 YO demo, so that’s a problem driving a lack of coverage ....
New brakes cost more than a visit to the doctor
priorities!
Actually, do-it-yourself healthcare is exactly what we need a lot more of.
My 25 year old daughter, in New York, is paying $500.00 a month for health insurance. There is nothing cheaper. If she lived in Connecticut it would be half the price.
That sucks. Too bad she can't move.
Where did you son get coverage. I’m about to graduate college and it’s imperative that I have due to some health issues (The last two weeks have sealed it due to how much I’ve been in and out of the doctors). I’ve not really found anything (I really hadn’t worried about it that much till now) except Blue cross blue shield or join my mothers (United Healthcare) and I’m looking at only having minimum wage job while I do an short term missionary thing for a year and something that cheap might save my butt (literally).
Too bad New York has “community rating” and State mandates and there is no competition allowed.
In which State is there a policy for $50.00 per month and what kind of coverage is it?
Sometimes people don’t purchase health insurance because they really need the extra money. Our local County Hospital gives LPNs a choice of (something like) $12.50 an hour if they do not buy the insurance, and $10 an hour if they do.
Which would YOU take if you were young and healthy?
We live in Georgia.
Coventry is the company.
Fairly high deductibles, but decent/ reasonable co-pays. Good catastrophic/ trauma coverage. As such it is the right insurance for my son, as it functions as a substitute for the cash he doesn’t have.
He ‘never’ goes to the doc, so he only needs “just in case” coverage.
Also, try assurant health and get a rep on the phone. Their phone people are good. Almost went with them, but Coventry had a better high-deductible gig for my son.
Assurant might be better for someone who is looking more for health care as opposed to OMG coverage.
please see my post #9.
FYI, he had been on our Kaiser plan for years, but Kaiser was fundamentally NOT competitive for him.
Coventry and Assurant health both were, but were apples and pears. We went with apples.
Thanks for the info. I have relatives in Ga. so I passed it on to them. I wish my daughter could get just a catastrophic plan instead of paying 6000.00 a year for a “just in case” scenario.
Me too. We actually have quite a few people from Gwinenett that go to Berry college. (Sorry saw you on the Atlanta Mayor thread saying you live there).
He ‘never’ goes to the doc, so he only needs “just in case” coverage.
I usually don't either, I just have a propensity for breaking bones... a lot, and getting into strange situations that require Urgent Care or the ER... So I might consider Conventry (So I guess my just in case would be more like when). Has he had to use it yet? Either way Assurant looks good too.
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