To all.
There is no purgatory.
No second chances.
Repent now or its too late.
Even when your sins have been forgiven, there is a temporal punishment due in justice. God is merciful, but God is also just.
Read C.S. Lewis's comment on Purgatory posted above, also consider Cardinal Newman's Dream of Gerontius, which you can read here in its entirety.
There is a pleading in His pensive eyes
Will pierce thee to the quick, and trouble thee.
And thou wilt hate and loathe thyself; for, though
Now sinless, thou wilt feel that thou hast sinn'd,
As never thou didst feel; and wilt desire
To slink away, and hide thee from His sight:
And yet wilt have a longing aye to dwell
Within the beauty of His countenance.
And these two pains, so counter and so keen,
The longing for Him, when thou seest Him not;
The shame of self at thought of seeing Him,
Will be thy veriest, sharpest purgatory.