[Toddsterpatriot]

But it still represents an average 15% loss of take-home pay to wage earners for the next 75 years

No one works for 75 years. For some portion of those years, you are collecting those benefits.

[tacticalogic]

No one works for 75 years. For some portion of those years, you are collecting those benefits.

If the estimates are for a 75 year period, then that would be implicit in the figures. We're talking about a 15% loss for all wage earners, for 2-3 generations.