What the Government Healthcare Bill Actually Says

Sarah Palin has been criticised for referring to the proposed Federal Panel, which will have unlimited authority to ration healthcare, as a "death panel", and seniors in wheelchairs have been called 'NAZIs' and 'organized disruptors' for objecting to this takeover of everyone's healthcare and lives. Since the bill in Congress, HR 3200, is 1017 pages long and filled with legalese, all Americans owe an enormous debt to a philosophy professor from Duke University, John David Lewis, for carefully reading and translating into plain English some of its more important provisions. That analysis is shown below:

Business that opt out can pay an 8% penalty on payroll.
This is far less than the average 11% of payroll they currently pay for health care.

For individuals can choose plan and pay out of pocket premiums current average is $13,000 with post tax dollars!

If they don’t choose a plan then the fee is added to the tax bill by taking 2.5% of AGI after subtracting $17,900 (the minimum taxable income) up to the average annual average premium of $13,000.

For example, if a married family makes $100,000 AGI, they would have to pay .025 * ($100,000 - $17,900) = $2,052.50. Why would they purchase a private plan?

The break even AGI with the status quo is about $130,000 as the currently the employee contribution is pre tax whereas the above payment would be post tax. In other words those with a combined AGI of more than $130,000 would pay more under this plan.

Affordable Premium Credits:

For individuals or combined AGI less than $88,200 a sliding scale is used that caps payment at 11%
at the $88,200 level, or $9,700 (4 x the poverty level).
Down to 3% of $28,668 (1.3 x the poverty level) or $860.

Unintended Consequences of this Bill:
Businesses will be highly motivated to further minimize headcount (payroll). We will see millions and millions of jobs lost to automation, jobs moved off shore, and as many employees converted to contractors as possible.

“‘(ii) EXCLUSION OF CERTAIN READMISSIONS.—For purposes of clause (i), with respect to a hospital, excess readmissions shall not include readmissions for an applicable condition for which there are fewer than a minimum number (as determined by the Secretary) of discharges for such applicable condition for the applicable period and such hospital.”
the way i read that its one of 2 things. If X number of people are already being treated for something(not discharged) then they won’t accept readmissions. Or,and possibly the same,if X number of people are in care dying from a particular disease,lets say cancer,and someone who was alrady in care for cancer,maybe remissed and sent home,won’t be allowed back in if the disease recurs and they once more,don’t have the proper number of discharges(death or otherwise.
Anyway you look at it however its clearly cutting back on service. They can parse it anyway they want(and will) but this is specificly rationing beds.

“Business that opt out can pay an 8% penalty on payroll.
This is far less than the average 11% of payroll they currently pay for health care.”
that 8% is i believe a penalty for small businesses that don’t offer insurance or opt into the govt plan. The key is if you pay 11%,you have incentive to pay into govt,cheaper,and drop private.

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