Speaking of bonuses, you will be hearing some announcements about our historically large earnings for fiscal 2009, which means it is once again bonus time. The numbers might sound really big, really, really big, but keep in mind that we have top-notch employees we aim to retain in branches spread around It's natural that extending the credit bubble should lead to more big bonuses. After all, credit is the lubricant for our economy and credit is just not the same without GS dispensing it.