SS is out of money the minute we quit putting in more than we take out -—
Since there is NO “trust fund” at all!
There is a trust fund. It is filled with interest bearing T-bills that are only redeemable by the USG. The problem is that the USG must come up with the money to redeem them out of the general fund. The SSTF really is just a manifestation of the full faith and credit of the USG to pay the SS benefits. And by 2036, the SSTF T-bills will be gone and SS will only be able to pay about 75% of the benefits.